On Earning : Never depend on single source of income. Make investment to create a second source.
On Spending : If you buy things you don’t need, soon you will have to sell things you need.
On Savings : Do not save what is left after spending, but spend what is left after saving.
On Risk Taking : Never test the depth of river with both feet.
On Investment : Do not put all your eggs in one basket.
On Expectations : Honesty is very expensive gift. Do not expect it from cheap people.
Laziness: A sleeping lobster is carried away by the water current.
Borrowings: The borrower becomes the lender’s slave.
Accounting: It’s no use carrying an umbrella, if your shoes are leaking.
Auditing: Beware of little expenses; a small leak can sink a large ship.
Hard work: All hard work brings profit; but mere talk leads only to poverty.